Last year, a parish council client commissioned us to undertake a housing need survey (HNS). A HNS was required because the client felt that recent development proposals were not in line with the perception of local need.
We had an excellent public response to the survey and produced relevant data. Once our report was written, we supported the client to ensure that there was a full understanding of the data and our findings. The findings showed that the needs of a number of household groups resident in the parish were not being met and that this was likely to adversely impact on the community.
We have recently been informed that a development proposal has come forward that exactly meets local need as evidenced by the HNS. This can now go through the planning process with the support of objective local evidence.
Of course, if the development proposal didn’t meet local need, the parish council now have the evidence to resist the development.
Please get in touch to have an informal discussion about how we can support neighbourhood planning processes and outcomes.
Thanks to the BBC for broadcasting the 8th November edition of Start the Week, presented by Andrew Marr. The show talked about how the generations differ in several ways including employment, economics and housing. One of the excellent contributors was Bobby Duffy, Professor of Public Policy and Director of the Policy Institute at King’s College London, a generational analyst who’s most recent book explores many aspects of how the generations differ and the implications of this.
I am a Baby Boomer and have worked in housing for over 40-years. I got a mortgage and became a homeowner in my early 20s, had a secure job with an occupational pension. So the show grabbed my interest. From the show I learned about the other generations and quickly realised that with children and grandchildren and maybe more grandchildren in future I could relate to other generations. It’s worth defining the generations:
Local planning authorities will soon be faced with assessing NPPF compliant planning applications that involve the Government's new 'First Homes' scheme as well as other Affordable Home Ownership (AHO) products.
There is generally little evidence of such need within existing housing registers or waiting lists. Also, some councils are making assumptions about the level of need using older, out of date evidence bases that precede the current NPPF.
Our view, based upon our recent local household surveys, is that demand for First Homes and the 2021 Help to Buy scheme will be strong thanks largely due to the popularity of the outgoing Help to Buy scheme. But how can the demand be quantified? Will the housing provided be truly affordable to those that aspire to it? What value is a 30% discount if the discounted price is not generally affordable to local households?
CNB Housing Insights can help answer these questions.
Nearing the end of a tumultuous year, CNB Housing Insights are taking stock of the chaos of 2020 and the challenges it has presented for the housing world.
This is the year that everything changed. A pandemic swept across the whole globe, reshaping our daily lives and causing a heart-breaking amount of loss in it’s wake.
CNB Housing Insights is particularly interested in the impact the pandemic has had on the housing market.
The following line chart reveals the numbers of residential sales over the value of £40,000 in the last four years [1]. The purple line tells a fascinating story, pinpointing the exact moment England came to a standstill. In April, 32,400 sales took place. As the country started coming out of hibernation (AKA Lockdown 1.0), October saw an increase of sales by 213%. The figures for house sales in August-October are provisional so far, but October saw sales of c.101,000. This figure hasn’t been topped since the mad rush to beat the SDLT rule change back in April 2016 that effected individuals wanting to purchase second homes [2].
The Government published its response to the consultation on the new First Homes scheme. During the consultation, the Government proposed the following (our emphasis in bold):
‘We intend to introduce a First Homes exception sites policy, to replace the existing entry-level exception sites policy. Exception sites are small sites brought forward outside the local plan to deliver affordable housing. Under the amended policy, we will specify that the affordable homes delivered should be First Homes for local, first-time buyers . There will be the flexibility in the policy to allow a small proportion of other affordable homes to be delivered on these sites where there is significant identified local need’.
The following consultation question was asked:
‘Do you agree that the First Homes exception sites policy should not apply in designated rural areas?’
The Government’s response is as follows:
‘We recognise that Rural Exception Sites are important for the delivery of affordable homes in rural areas and will consult on further guidance to provide clarity on policy, with the aim of ensuring that they are used to their full potential.’
We at CNB Housing Insights believe that it is vital that First Homes can be established within rural exceptions sites. Through our housing needs surveys, many of which are commissioned to identify local need for rural exception sites, we have observed strong demand from newly forming households for First Homes. If not provided, these young people, would have to leave the local area to find affordable home ownership causing a loss to the community.
It’s our view that a mixed and balanced community is key to attracting people in the neighbourhood to benefit the community, which includes key workers, younger families and newly forming households, something that First Homes can help to maintain.
Current National Planning Policy Framework defines affordable housing as ‘ housing for sale or rent, for those whose needs are not met by the market (including housing that provides a subsidised route to home ownership and/or is for essential local workers) ’ .
One of the recent announcements made by the government was a pledge to provide much needed increased funding to neighbourhood planning groups in urban and deprived areas. With the pot increasing from £10,000 to £18,000, starting this week to help improve deprived areas, neighbourhood planning groups will be keen to put this money to good use on behalf of their local communities.
As part of this announcement, the government also stated that these groups will be provided with access to technical expertise free of charge, which includes advice on housing needs assessments presumably via Locality and its partners.
What about CNB Housing Insights?
“The Locality Toolkit is a starting point for neighbourhood planners to get a broad brush understanding of local housing issues, but you very rapidly realise that the toolkit doesn’t give you the real insights into what the local housing problems are, who it affects and the scale and type of housing that is required. This finer information is the only real foundation for neighbourhood plan policies to address the issues and ensure that appropriate housing is provided on a scale that is actually needed.”
Chris, Partner of CNB Housing Insights
Locality offers basic facts and a one size fits all methodology for assessing local housing needs. If you really want to understand where the gaps and surpluses in your housing stock are in order to meet the needs of local residents, you need a robust survey and expert analysis. The additional government funding enables CNB Housing Insights to provide this detail to assist the communities that need it the most, within the reach of neighbourhood planning budgets.
What additional value does this expertise bring? In all of our neighbourhood planning related evidence bases we have described what is driving the need for additional housing locally and quantified any gaps in local housing supply that might exist. This is crucial if younger and older people are to be retained in their communities for both their benefit and the wider sustainability of local communities. Neighbourhood planning inspectors have never doubted the robustness and relevance of our work.
CNB Housing Insights can provide a detailed, bespoke Housing Needs Survey. Additionally, we would welcome the opportunity to widen the scope of the evidence base to support local policies on affordable home ownership, design standards, space standards and innovations such as co-housing.
Pick up the phone to Chris on 07809 625636 for an informal chat about how CNB Housing Insights can support your community.
There is currently a period of re-evaluation and adjustment after lockdown for the entire country, but particularly for the housing and labour markets. Everything has been changing on a day to day basis; furlough schemes, mortgage rates, stamp duty holidays, planning policy reforms…the list goes on.
But don’t panic. The truth is, we still need to do what we’ve always been doing; understand housing needs based on what we know about population, employment, and prosperity. It’s been a weird world over the last few months but CNB Housing Insights is excited to help you plan through these tumultuous times.
How will all of this uncertainty play out for home-owners? Whilst they enjoy cheap loans, they also face uncertainty about prices if market volumes shrink and prices fall.
And renters? Current and prospective tenants of private landlords face the risk of rents rising as a consequence of higher levels of demand, at least in the short term.
Of course, home-owners and renters alike will be affected by unemployment. Evidence already suggests the monumental impact of Covid-19 affecting job security across the board, despite the government’s best efforts with their furlough scheme.
An unfortunate result of all of this is likely to be an increase in demand for social housing. Our concern here is that investment in much needed additional affordable supply may well be cut as the Government faces the mountain of debt incurred to avoid an economic catastrophe.
Our Prime Minister has called out the need for housing; we are here to help decipher how authorities, registered providers, house builders and investors can direct scare resources to have the maximum impact on housing needs.
